OPTima Enhanced
Designed especially for F1 OPT students
Main Benefits
- $500,000 per injury and sickness
- 75% coinsurance in-network
- $250 deductible per event
Benefits Highlights
- Annual maximum:Unlimited
- Per injury/sickness maximum:$500,000
- Deductible per event:$250
- Copay emergency room:$350
- Copay hospitalization:$350
- Coinsurance in-network:75%
- Coinsurance out-of-network:60%
- Pre-existing conditions:Covered after 12 months
- Medical evacuation:$60,000
- Repatriation of remains:$50,000
- Provider network:First Health & Multiplan
Eligibility
You are eligible for this plan if you are a non-U.S. citizen, have a current passport or visa, hold a F1/M1 visa, with a valid Employment Authorization Document or have applied for Optional Practical Training and are temporarily residing outside your home country/country of permanent residence.
Permanent residents of the U.S. or persons who have applied for permanent residency in the U.S. are not eligible for coverage under this plan.